[vc_row][vc_column][vc_video link=”https://youtu.be/hA_kg_nMGNU” align=”center”][/vc_column][/vc_row][vc_row][vc_column][vc_column_text]Its that time of the year again, Christmas and the New Year’s are here and we all are in the festive spirit. Another word which is synonymous with Christmas is gifts. With gifts comes shopping and when you shop you spend. And when you spend more than you earn you use credit cards!

An interesting insight into how we sacrifice long terms benefits and financial independence over instant gratification. This interview is awesome, Jeff Gundlach is one of the smartest people in the investing arena. You can watch the entire video or jump to the 20:00 minute mark to understand how we are in a debt-ridden economy.[/vc_column_text][/vc_column][/vc_row]

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